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  • Views from the flipside
  • Hospitality and Leisure: Selecting the right finance

Views from the flipside

hospitalityandleisuregym.pngFinancing of hospitality and leisure equipment is ever increasing and in demand. Preserving capital within the business for business opportunities that may arise and be more profitable is a key driver of growth in the sector.

Whilst bank finance plays an important role in business growth, access to finance remains an area of difficulty for some in the Hospitality and Leisure Sector. Additionally, the variety of available facilities may not always match that of the sector. This is a fast moving sector and facilities provided outside of traditional banking options are often the better option.

Asset Finance

Typically the business critical assets within the sector are rapidly depreciating; therefore many businesses will seek to spread the cost of acquisition over the expected life of the asset via leasing

Preserving capital for operational costs, purchasing stock, identifying new products and business opportunities that may arise are key drivers of growth in the sector. Couple this with the drive for more energy efficient equipment and the benefits of asset finance are clear.

Asset finance will assist you in obtaining a wide range of equipment requirements and helps you to spread the cost of investment. Wholly or largely secured on the assets being financed, the need for large deposits is reduced, giving you the flexibility to replace or upgrade equipment at any time.

Discover how you can select the right finance for your business

Business Loans

Whether your business is looking for additional capital and ways of spreading the of capital expenditures, recurring costs such as Corporation Tax, Vat, Insurance or growing your business through, purchasing stock, acquisition or marketing these are all key barriers to growth in the sector. Short-term business loans help you to cover specific business purposes and enable essential costs to be spread over a 3 to 12 month term. A longer term Business Development loan can help SMEs drive growth and finance development. 

What's right for you?

At LDF we do our best to make finance easy and uncomplicated for our customers. We take a commercial approach to business finance and can provide solutions for a broad number of requirements whether tangible equipment or intangible growth requirements or cash flow.

Purpose Short Term Business Loan Business Development Loan Finance Lease/Hire Purchase
Annual Subscriptions    
General Equipment Purchases  
Furniture and Fittings    
IT & Telecoms    
Software Licenses    
VAT Payments    
Tax Payments (Corporation & Income)    
Building Renovations    
Stock Purchases    
Cash Flow    
Business Acquisitions    
Debtor Relief    
Relocation Costs    
Training Costs    
Delivery Service Fees    
Marketing & Advertising    
Office Insurance Premiums    
Research & Development    

LDF have a strong history in providing finance and leasing solutions to the sector whether directly to businesses or via equipment manufacturers and resellers with whom we partner. Download our guide to Hospitality & Leisure Finance Solutions to learn how LDF can help your business grow.

Discover how you can select the right finance for your business

By Ian Cushion
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Why choose White Oak UK?

  • No red tape, so you can receive funds in as little as 24 hours
  • We accept 4 out of every 5 applications
  • Apply quickly and easily with E-sign loan documents
  • You’ll always speak to the same person
  • Free up cash flow for other areas of your business
  • Tailored finance agreements to suit your specific needs

Views from the flipside

What our customers say

We could not have been happier. Banks as usual were a nightmare - they took over six weeks to eventually refuse for vague reasons unexplained. White Oak UK were professional, helpful, friendly, and best of all, fast.

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