Business Loan

This October, the government are planning to introduce changes to how VAT is paid in an attempt to reduce VAT fraud. Reverse charge VAT will mean that customers will pay tax directly to HM Revenue and Customs (HMRC)...

In a successful business, everything’s focused on reducing risk. Insurance is probably the single biggest invention aimed at mitigating risk – allowing you to focus on making your business more successful.

Cyrus McCormick, American inventor and businessman, once said, “Trying to do business without advertising is like winking at someone through a pair of green goggles. You might know what you’re doing, but no one else...

No matter what type of business financing you’re planning to go for, the approach may be nerve-wracking. We can’t stop your knees from knocking, but we can give you some basic principles to consider as you prepare…

Derek Money, head of Glasgow sales at SME finance provider White Oak UK, discusses why client support has never been more important in the broker market.

Persuading potential lenders that you’re the kind of person who’ll be successful in business is vital to securing finance. So what sort of things will they be looking for?

From time to time, most businesses have suffered from cash flow issues. Two of the most common causes of cash flow issues are late payments from customers and allowing customers too much credit.

Payment on Account is a tax payment made twice a year by self employed people as a means to spread the cost of that year's tax liability.

Research shows that UK businesses owed £3 billion to HMRC in overdue VAT payments in 2017/18, up from £2.48 billion in 2014. This figure had remained consistent in recent years, but the present economic climate may...

If you are one of the many thousands of self-employed due to pay your Self Assessment Tax there's a big payment change that you need to be aware of.

As 2018 comes to an end, White Oak UK’s managing director, Peter Alderson, looks back at how the finance sector has performed this year.

There have been several new reports in the press recently highlighting some of the problems faced by smaller businesses in finding finance and surprisingly, it seems that some regions are faring worse than others.

If you’re not already exporting your goods and services, it can be a daunting prospect. But there are plenty of reasons why it's worth investing the time and resources.

While small businesses account for 99% of all UK businesses and 60% of private sector employment, they make up only 33% of total goods exports¹. Before this number can be increased, there are some barriers to entry...

Uncertainty may continue to linger around the subject of Brexit, but it doesn’t seem to be having a negative effect on UK exports, which reached a record high of £620.2 billion in the year to March 2018 according to ...