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    Blogs from the flipside of finance

    Read our latest blogs below, or find out more about our Business Loans here.

    No need to panic buy toilet roll say White Oak UK customer Punjab Paper Converters
    23 March 2020

    No need to panic buy toilet roll say White Oak UK customer Punjab Paper Converters

    We’ve all seen the pictures on social media of empty shelves at supermarkets and toilet rolls disappearing as soon as they appear with the COVID-19 crisis causing some people to panic buy.

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    VAT for architects: when it’s due and how to pay it
    9 March 2020

    VAT for architects: when it’s due and how to pay it

    We take a look at the HMRC rules for architects on VAT, and how short term finance can cover the cost to protect your business's cashflow.

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    How to finance professional indemnity cover in a difficult insurance market
    3 March 2020

    How to finance professional indemnity cover in a difficult insurance market

    Recent reports in both the Law Society Gazette and Accountancy Age have highlighted the difficulty in professional service firms obtaining affordable Professional Indemnity Insurance (PII).

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    How to update your fleet and hit your delivery promises
    18 February 2020

    How to update your fleet and hit your delivery promises

    Without a doubt, vehicles are the workhorses of the modern business world, large or small, and usually the most effective way of moving goods across the UK and beyond.

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    How to sort your self-assessment tax return before the deadline on 31 January
    14 January 2020

    How to sort your self-assessment tax return before the deadline on 31 January

    The self-assessment tax deadline is January 31st, and it isn’t just individual taxpayers feeling the heat. Many small businesses, particularly those structured as limited liability partnerships, will also need to...

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    Manufacturers say Brexit uncertainty has led to reduced profits in last two years
    25 November 2019

    Manufacturers say Brexit uncertainty has led to reduced profits in last two years

    The manufacturer’s organisation Make UK and the law firm Squire Patton Boggs have released a report that found 64% of manufacturers say Brexit delay and uncertainty has slashed profits in last two years, with nearly...

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    How finance can fast-track digitisation in the construction sector
    16 October 2019

    How finance can fast-track digitisation in the construction sector

    A recent survey by Causeway surveyed 200 key decision makers in UK construction suggested the industry is now ready to push ahead with digitisation to help increase productivity.

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    Why knowing your finance options is crucial for Construction firms
    9 October 2019

    Why knowing your finance options is crucial for Construction firms

    It’s broadly appreciated that uncertainty is the arch enemy of development. And if there’s one thing to be sure about, it’s that Brexit has pushed the level of uncertainty to an absolute peak, especially amongst the...

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    Relieving the PII pinch points for Scottish Solicitors
    27 September 2019

    Relieving the PII pinch points for Scottish Solicitors

    For the Scottish legal profession in general, October and November are notoriously expensive months for a few standout reasons. From practising certificate renewals, to VAT bills and, Professional Indemnity Insurance...

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    How to be prepared for your Professional Indemnity Insurance renewal
    11 September 2019

    How to be prepared for your Professional Indemnity Insurance renewal

    Maintaining access to the funding you need to grow your practice is a crucial requirement for all legal firms, with ever-present demands for capital often resulting in a significant drain on cash flow.

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    How to make long-term finance work for your Professional Practice
    2 September 2019

    How to make long-term finance work for your Professional Practice

    With over 30 years’ experience of providing finance to the professional services sector, we’ve helped thousands of professional practices with short-term finance to cover recurring costs such as VAT, Corporation Tax,...

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    How business advisers can handle the FOS compensation limit hike
    28 August 2019

    How business advisers can handle the FOS compensation limit hike

    In April this year the Financial Ombudsman Service (FOS) compensation limit increased from £150,000 to £350,000 and the service was extended to cover small and medium-sized enterprises, not just individual...

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    What will the new Reverse Charge VAT changes mean to your construction business?
    16 August 2019

    What will the new Reverse Charge VAT changes mean to your construction business?

    This October, the government are planning to introduce changes to how VAT is paid in an attempt to reduce VAT fraud. Reverse charge VAT will mean that customers will pay tax directly to HM Revenue and Customs (HMRC)...

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    Why insurance is a vital safety net - and how to cover it with a business loan
    31 July 2019

    Why insurance is a vital safety net - and how to cover it with a business loan

    In a successful business, everything’s focused on reducing risk. Insurance is probably the single biggest invention aimed at mitigating risk – allowing you to focus on making your business more successful.

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    Advertising: how to do it and how to fund it with a business loan
    17 July 2019

    Advertising: how to do it and how to fund it with a business loan

    Cyrus McCormick, American inventor and businessman, once said, “Trying to do business without advertising is like winking at someone through a pair of green goggles. You might know what you’re doing, but no one else...

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