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Blogs from the flipside of finance

Read our latest blogs below, or find out more about our Business Loans here.

How to make long-term finance work for your Professional Practice
2 September 2019

How to make long-term finance work for your Professional Practice

With over 30 years’ experience of providing finance to the professional services sector, we’ve helped thousands of professional practices with short-term finance to cover recurring costs such as VAT, Corporation Tax,...

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How business advisers can handle the FOS compensation limit hike
28 August 2019

How business advisers can handle the FOS compensation limit hike

In April this year the Financial Ombudsman Service (FOS) compensation limit increased from £150,000 to £350,000 and the service was extended to cover small and medium-sized enterprises, not just individual...

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What will the new Reverse Charge VAT changes mean to your construction business?
16 August 2019

What will the new Reverse Charge VAT changes mean to your construction business?

This October, the government are planning to introduce changes to how VAT is paid in an attempt to reduce VAT fraud. Reverse charge VAT will mean that customers will pay tax directly to HM Revenue and Customs (HMRC)...

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Why insurance is a vital safety net - and how to cover it with a business loan
31 July 2019

Why insurance is a vital safety net - and how to cover it with a business loan

In a successful business, everything’s focused on reducing risk. Insurance is probably the single biggest invention aimed at mitigating risk – allowing you to focus on making your business more successful.

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Advertising: how to do it and how to fund it with a business loan
17 July 2019

Advertising: how to do it and how to fund it with a business loan

Cyrus McCormick, American inventor and businessman, once said, “Trying to do business without advertising is like winking at someone through a pair of green goggles. You might know what you’re doing, but no one else...

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When applying for business finance, remember lenders are people too
10 July 2019

When applying for business finance, remember lenders are people too

No matter what type of business financing you’re planning to go for, the approach may be nerve-wracking. We can’t stop your knees from knocking, but we can give you some basic principles to consider as you prepare…

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Supporting SMEs is vital in post-Brexit future
8 July 2019

Supporting SMEs is vital in post-Brexit future

Derek Money, head of Glasgow sales at SME finance provider White Oak UK, discusses why client support has never been more important in the broker market.

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How to persuade lenders to fund your business
4 July 2019

How to persuade lenders to fund your business

Persuading potential lenders that you’re the kind of person who’ll be successful in business is vital to securing finance. So what sort of things will they be looking for?

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How to avoid cash flow and late payment issues with an interest only business loan
26 June 2019

How to avoid cash flow and late payment issues with an interest only business loan

From time to time, most businesses have suffered from cash flow issues. Two of the most common causes of cash flow issues are late payments from customers and allowing customers too much credit.

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Self-Assessment Tax – what’s so important about 31st July?
24 June 2019

Self-Assessment Tax – what’s so important about 31st July?

Payment on Account is a tax payment made twice a year by self employed people as a means to spread the cost of that year's tax liability.

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Avoid overdue payments with a short term VAT loan
22 May 2019

Avoid overdue payments with a short term VAT loan

Research shows that UK businesses owed £3 billion to HMRC in overdue VAT payments in 2017/18, up from £2.48 billion in 2014. This figure had remained consistent in recent years, but the present economic climate may...

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How to pay your tax bill after the HMRC credit card changes
15 May 2019

How to pay your tax bill after the HMRC credit card changes

If you are one of the many thousands of self-employed due to pay your Self Assessment Tax there's a big payment change that you need to be aware of.

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A look back at the finance sector in 2018
19 December 2018

A look back at the finance sector in 2018

As 2018 comes to an end, White Oak UK’s managing director, Peter Alderson, looks back at how the finance sector has performed this year.

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Are small businesses facing a postcode lottery when it comes to funding?
13 September 2018

Are small businesses facing a postcode lottery when it comes to funding?

There have been several new reports in the press recently highlighting some of the problems faced by smaller businesses in finding finance and surprisingly, it seems that some regions are faring worse than others.

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5 key stats for why your small business should be exporting
6 September 2018

5 key stats for why your small business should be exporting

If you’re not already exporting your goods and services, it can be a daunting prospect. But there are plenty of reasons why it's worth investing the time and resources.

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Why choose White Oak UK?

  • No red tape, so you can receive funds in as little as 24 hours
  • We accept 4 out of every 5 applications
  • Apply quickly and easily with E-sign loan documents
  • You’ll always speak to the same person
  • Free up cash flow for other areas of your business
  • Tailored finance agreements to suit your specific needs
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