We are accredited under the Coronavirus Business Interruption Loan Scheme (CBILS). Check your eligibility & apply today. Find out more →

We take the human approach; from our consultants understanding your needs through to our credit team making sound and passionate decisions. Our finance documentation is completed by electronic signature meaning once our team have reached a decision we can make your payment quickly.

Our Business Loans provide long or short-term funding designed to help UK SMEs cover a wide range of business needs:

 Lending from £5,000 to £150,000
 Loan terms of 3 Months to 5 Years*
 90% Acceptance Rates
 Receive funds in as little as 4 hours
 Unsecured Lending
 Low Rates and Arrangement Fees
 Electronic Finance documentation for fast and easy completion

Complete the short form to apply for a White Oak UK Business Loan.

* 5 year terms are for Professional Services companies ONLY. All other Sole Traders, Partnerships, Limited Companies and LLPs are subject to a maximum loan term of 3 year.


Why choose White Oak UK?

  • No red tape, so you can receive funds in as little as 24 hours
  • We accept 4 out of every 5 applications
  • Apply quickly and easily with E-sign loan documents
  • You’ll always speak to the same person
  • Free up cash flow for other areas of your business
  • Tailored finance agreements to suit your specific needs

Views from the flipside

What our customers say

We could not have been happier. Banks as usual were a nightmare - they took over six weeks to eventually refuse for vague reasons unexplained. White Oak UK were professional, helpful, friendly, and best of all, fast.

credit-awards2018 Winner - Flintshire Business Awards leasing-life-award2018 leasingworld2018-1 SME Awards - Alternative Funder of the YearInnovator of the Year 2016Business Comparison Asset Finance Lender Award Growing Business Award - Amazon