Business Loans
We've made getting a business loan simpler, easier and faster than ever before. Welcome to the flipside.
Our unique tailored approach to business finance allows us to help small businesses like yours by supporting specific long or short-term plans.
Why choose our Business Loans?
Short-Term Loan
Designed to help cover the cost of specific business purposes, our Short-Term Loan helps costs to be spread over a 3 to 12 month term, helping to free up cash for investment in other areas of your business.
Our short term loan can be used to support a broad range of business purposes, including, but not exclusive to:
- Corporation and Income Tax
- VAT Payments
- Working Capital
- Professional Indemnity Insurance*
- Annual Subscriptions and Insurances
- Practising Certificates
- Software Licences
*loans available from 10-24 months, but must not exceed the insurance term
Development Loan
A direct result of increasing customer demand for a more diverse and flexible finance option, our Business Development Loan offers finance for a broader range of investment areas.
Available over an extended loan period of 12 months to 5 years, it helps businesses to finance key development costs, including more intangible requirements, such as:
- Renovations and Refurbishment
- Marketing and Advertising
- Research and Development
- Stock Purchases
- Training Costs
- Acquisitions & Partner Buy In & Buy Outs
Interest Only option…
Designed to help businesses navigate short term cash flow pinch-points such as VAT, case costs and acquisitions, our short term, interest only loan enables costs to be spread over a 3 month period, ideal if you are awaiting a large payment or have an immediate requirement.
- 3 month loan
- Interest only is repayable in months 1 & 2
- Final interest payment and balance repayment in month 3
*You will be required to pay a Document Fee along with the first month’s interest.
Why choose White Oak UK?
- No red tape, so you can receive funds in as little as 24 hours
- We accept 4 out of every 5 applications
- Apply quickly and easily with E-sign loan documents
- You’ll always speak to the same person
- Free up cash flow for other areas of your business
- Tailored finance agreements to suit your specific needs
