• construction-asset-finance
  • Construction equipment finance

    Whatever you need to buy, from plant & equipment to scaffolding and vehicles, our flexible finance options help you get the funds for the right equipment with the minimum of fuss.

    Get in touch

    Construction is one of the most important industries in the UK, employing around 1 in every 10 workers in the whole country. And despite a tricky few years, the industry is expected to grow in the next few years.

    We understand that investing in the right machinery is vital to help your construction business to grow, but you may not have the funds available right now to get the construction equipment you need.

    If you'd like to invest, but don't have the funds currently available, we can help find the right construction asset finance solution for you.

    Fuss-free finance for construction equipment

    We've worked with construction businesses for over 30 years, so we understand that you need simple, fuss-free finance to invest today and deliver on your construction projects and contracts.

    We've cut all the red tape from our business to offer quick, simple and straightforward asset finance so you can invest in the construction equipment you need, when you need it.

    • Always speak to the same person - someone who understands your business
    • Simple application
    • Minimal deposit required
    • Receive funds in as little as 48 hours
    • VAT deferrals available
    • Multiple credit lines available

    Apply now  
    or call
    0330 053 6163


    • Borrow from 
      £1k - £2m+
    • Repay over
      3 mths - 7 yrs
    • Quick decision
      on applications
    • Dedicated Account Manager
    • No early repayment fees

    Construction equipment we can finance

    We'll help you find the right finance package based on the equipment or vehicle that you need. Asset finance is a flexible option that lets you lease, purchase or refinance the machinery you need, such as:

    • Diggers, bulldozers, dumpers and other construction vehicles
    • Drilling and piling equipment
    • Heavy and light earthmoving machinery
    • Excavators
    • Demolition equipment
    • Cranes

    We can usually finance any make and model of construction machinery and vehicle. Call us today to discuss what you need on 0330 058 0836 and speak to someone in our team who understands your business.

    Apply now  
    or call
    0330 053 6163

    What our customers are saying

    Just an exceptional service from start to finish, very unusual this day and age.
    J.D Richmond and Son Ltd

    Very easy to deal with, transaction completed quickly and simply.

    J A Bowen & Co Contracting Ltd
    Welshpool, Powys

    An awesome company to deal with. Straightforward and quick, hassle-free.

    DRG Developments & Building Services
    Farnham, Surrey

    How can asset finance help fund construction equipment?

    We make asset finance easy for our customers and help you find the best options available to you depending on the asset and your circumstances. Wholly or largely secured on the assets being financed, asset finance also gives you some flexibility to replace or upgrade equipment. 

    Construction equipment finance lease

    A solution where you are able to rent the asset over an agreed period of time, up to a maximum of 5 years. At the end of the lease you have 3 options:

    1. Purchase the asset via a third party for an agreed fee
    2. Return the asset to us (there will be a cost incurred to you for this)
    3. Enter into a secondary lease period over an agreed amount of time

    Hire purchase

    Hire Purchase (HP) allows you to benefit from the immediate use of the asset over an agreed term, while repaying the cost in instalments. HP allows you to get the farming equipment you need by White Oak UK purchasing the equipment on your behalf.

    We maintain ownership until the final payment is made and at the end of the agreement you can choose to keep the asset or return it to us.

    How to offer finance to your construction customers

    If you're looking to offer finance options to your customers then you can refer them to us with confidence through our Partner Programme.

    It helps you avoid discounting and sales barriers by offering your equipment with simple monthly payments. It's easy to join our programme - just get in touch today to get started.

    Apply now  
    or call
    0330 053 6163

    New Call-to-action
    11 Ways to Make Money Work for Your Business

    Why choose White Oak UK?

    • No red tape, so you can receive funds in as little as 24 hours
    • We accept 4 out of every 5 applications
    • Apply quickly and easily with E-sign loan documents
    • You’ll always speak to the same person
    • Free up cash flow for other areas of your business
    • Tailored finance agreements to suit your specific needs

    Views from the flipside

    What our customers say

    We could not have been happier. Banks as usual were a nightmare - they took over six weeks to eventually refuse for vague reasons unexplained. White Oak UK were professional, helpful, friendly, and best of all, fast.

    credit-awards2018 Winner - Flintshire Business Awards leasing-life-award2018 leasingworld2018-1 SME Awards - Alternative Funder of the YearInnovator of the Year 2016Business Comparison Asset Finance Lender Award Growing Business Award - Amazon