• infrastructure_engineer_vacancy-header-1
  • Vacancy

    Credit Underwriter

    We're on the hunt for a new Credit Underwriter to join the growing team. This role is based in Ewloe (near Chester), Manchester or Glasgow.

Credit Underwriter

Location: Ewloe, North Wales (near Chester) or Glasgow or Manchester

We have an exciting opportunity for a Credit Underwriter to join the team at White Oak UK, one of the largest independent finance lenders to small businesses in the UK. 

Role & Key Responsibilities

  • Analyse credit data and financial statements to determine the degree of risk involved in extending credit or lending money
  • Assessing, analysing and interpreting complicated financial information
  • Undertaking creditworthiness analysis based on various financial and non-financial information
  • Ensure all proposals adhere to our Anti Money Laundering policy
  • Be open and approachable for appeal of your decisions and have the ability to see a deal when originally you may not have
  • Ensuring strong lines of communication with all areas of the business are maintained
  • Assist the team in achieving SLA
  • Build relationships with key contacts around White Oak Group

Core Skills and Knowledge

  • The ideal candidate will be organised, meticulous, prepared to take ownership of tasks, able to manage their own time, pro-active and able to follow tasks through to completion
  • The ability to work under pressure and to tight time frames is paramount
  • Sound awareness of market landscape, competitors, relevant instruments within the market

Technical Knowledge

  • A minimum of 5 years underwriting experience is essential
  • Ability to make decisions on a rate for risk basis
  • Highly numerate with the ability to analyse complex financial statements and information
  • Possess a deep understanding of the finance market ideally within SME

Apply Now

Why choose White Oak UK?

  • No red tape, so you can receive funds in as little as 24 hours
  • We accept 4 out of every 5 applications
  • Apply quickly and easily with E-sign loan documents
  • You’ll always speak to the same person
  • Free up cash flow for other areas of your business
  • Tailored finance agreements to suit your specific needs
Find out more

Views from the flipside

What our customers say

We could not have been happier. Banks as usual were a nightmare - they took over six weeks to eventually refuse for vague reasons unexplained. White Oak UK were professional, helpful, friendly, and best of all, fast.

CEO Awards 2016 Winner - Flintshire Business Awards leasing-life-2017 Leasing World Award 2017 SME Awards - Alternative Funder of the YearInnovator of the Year 2016Business Comparison Asset Finance Lender Award Growing Business Award - Amazon