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  • White Oak UK welcomes Funding Xchange Users

    Bringing money into your business, not bureaucracy

    As one of the UK's leading Independent Finance provider to SMEs, we provide business loans to cover most business requirements.

    Apply Now

feefo_trusted_service_awards_2017_dark.pngWhatever your industry, profession or requirement, we will work with you to determine the best finance solution available for your business.

Our finance documentation is completed by electronic signature meaning once our team have reached a decision we can make your payment quickly.

Our Business Loans provide long or short-term funding designed to help UK SMEs cover a wide range of business needs:

  • Lending from £5,000 to £150,000
  • Loan terms of 3 Months to 5 Years*
  • 90% Acceptance Rates
  • Receive funds in as little as 4 hours
  • Unsecured Lending
  • Low Rates and Arrangement Fees
  • Electronic Finance documentation for fast and easy completion

* 5 year terms are for Professional Services companies ONLY. All other Sole Traders, Partnerships, Limited Companies and LLPs are subject to a maximum loan term of 3 years.


Why choose White Oak UK?

  • No red tape, so you can receive funds in as little as 24 hours
  • We accept 4 out of every 5 applications
  • Apply quickly and easily with E-sign loan documents
  • You’ll always speak to the same person
  • Free up cash flow for other areas of your business
  • Tailored finance agreements to suit your specific needs
Find out more

Views from the flipside

What our customers say

We could not have been happier. Banks as usual were a nightmare - they took over six weeks to eventually refuse for vague reasons unexplained. White Oak UK were professional, helpful, friendly, and best of all, fast.

CEO Awards 2016 Winner - Flintshire Business Awards leasing-life-2017 Leasing World Award 2017 SME Awards - Alternative Funder of the YearInnovator of the Year 2016Business Comparison Asset Finance Lender Award Growing Business Award - Amazon