Covering the cost of Corporation Tax is one way for businesses to unlock their money to develop other areas of their business. To see that Graham's Cartons have been able to expand off the back of this short-term investment is a testament to this.

Andy Davies, Director of Sales, White Oak UK


Graham's Cartons have been manufacturing high-quality corrugated cases and solid board containers for over 52 years.

Providing services all around the country, they produce 100% recyclable cartons, die cuts and pallet boxes.

The Problem
When they first approached us for finance, we spent time getting to understand Managing Director, Colin Graham, and Graham’s Cartons situation.

The business’ cash flow was a main area of concern for Colin, which has put a significant strain on being able to meet demand, whilst also restricting his ability to develop and grow other aspects of the business.

The Solution

To alleviate some of the strain on his cash flow, Colin applied for a short-term business loan as a means to pay his Corporation Tax bill. By doing this it would allow him to spread this cost over 12 months, giving him the ability to invest in profitable areas of the business.

The Result
Graham’s Cartons are now in a much stronger position, moving to larger premises, investing in improved machinery and new vehicles; which in turn has increased productivity.

Colin has been able to invest in recruitment. By increasing the workforce, the business is able to meet the heavy demand of the industry, turning orders around in days.

They have also been able to take on larger clients, most notably; a North-West football club, packing memorabilia such as old ground seats into display cases to ship worldwide.

No red tape business loans

Why choose White Oak UK?

  • No red tape, so you can receive funds in as little as 24 hours
  • We accept 4 out of every 5 applications
  • Apply quickly and easily with E-sign loan documents
  • You’ll always speak to the same person
  • Free up cash flow for other areas of your business
  • Tailored finance agreements to suit your specific needs

Views from the flipside

What our customers say

We could not have been happier. Banks as usual were a nightmare - they took over six weeks to eventually refuse for vague reasons unexplained. White Oak UK were professional, helpful, friendly, and best of all, fast.

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