• White Oak UK is the new name for LDF

    White Oak UK - the new name for LDF

    New name, same business.

For over 30 years, LDF has helped thousands of entrepreneurs and small businesses throughout the UK by bringing money into their businesses – not bureaucracy.

In 2016 we lent British businesses £387m and in 2017 that grew to £511m. Our vision is to continue to develop our lending levels providing more facilities to UK businesses.

This is why we decided to join American lending group White Oak, and why our new name is White Oak UK.

Ways we can help

3-12months Calendar
The Shorter Loan

A short-term business loan that lets you spread out costs over 3-12 months, smoothing cash flow and freeing up cash for investment in other areas of your business.

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1-5years CalendarThe Longer Loan

A loan option over 12 months to 5 years that helps you cover a wide range of development costs such as renovations, marketing or even acquiring a new business.

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Asset Finance Tab
Asset Finance

A variety of finance options for the equipment your business needs to thrive, including finance lease, hire purchase or vehicle lease. Get in touch to discuss your specific requirements.

Find out more >

Why White Oak?

We chose White Oak because they are a lot like LDF. Founded in San Francisco in 2007, they are a leading alternative investment manager focused on lending with over $5 billion in assets under management. And, like us, they work predominantly with small to medium-sized businesses (SMEs).

What’s more, it will give us the resources to deliver even more fuss-free finance to our customers – which is great news for businesses.

But remember, even though our name’s changing, we’re not. We’re still the same people we always were, sitting in the same offices across the UK. And we’re going to carry on flipping traditional business finance on its head by offering our customers a fuss-free alternative.

Frequently Asked Questions

The change to White Oak UK will have no effect on your existing dealings with us. You will not have to re-sign any documents and your agreements will continue as normal.

We don’t envisage any changes to our present rate structure as part of our change to White Oak UK

Of course. Our brand may be changing, but our business remains the same. Your existing point of contact will remain unchanged and we will continue to provide you with the same high level of service that we always have.

Absolutely, all existing offices will remain open as part of our change to White Oak UK.

As part of the White Oak Group, we’ll now have additional resources to deliver our ambitious financing plans to entrepreneurs and small businesses throughout the UK.

In the short term, this will remain as LDF. Should this change in the future however, we’ll contact you well in advance of the change being implemented.

We will change our name to White Oak UK from the 16th July. At this point our website, emails and telephony will take on the new brand.


If you have any further questions please get in touch with your Account Manager or call 0330 058 0837.

Why choose White Oak UK?

  • No red tape, so you can receive funds in as little as 24 hours
  • We accept 4 out of every 5 applications
  • Apply quickly and easily with E-sign loan documents
  • You’ll always speak to the same person
  • Free up cash flow for other areas of your business
  • Tailored finance agreements to suit your specific needs

Views from the flipside

What our customers say

We could not have been happier. Banks as usual were a nightmare - they took over six weeks to eventually refuse for vague reasons unexplained. White Oak UK were professional, helpful, friendly, and best of all, fast.

credit-awards2018 Winner - Flintshire Business Awards leasing-life-award2018 leasingworld2018-1 SME Awards - Alternative Funder of the YearInnovator of the Year 2016Business Comparison Asset Finance Lender Award Growing Business Award - Amazon