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  • Partner Success Story


    Industry: Accountancy
    Solution: Finance for their clients through introduce

Many of my clients have struggled to obtain finance from the banks, White Oak UK is the perfect alternative for them to manage their cash flow or invest in their growth.

Scott Pheby, Managing Director, Phebys Chartered Accountants


Scott Pheby is a man of many hats. His day to day job is running Phebys Chartered Accountant, a general practice of passionate accountants, based in Huntingdon. He also runs a side business, offering service such as legal, HR and property management to the retail, leisure and hospitality sectors. His most recent project has been the acquisition of several high street retail franchises.

The Problem
Having worked alongside White Oak UK for 15 years, accessing financial support for his own businesses, Scott was no stranger to the high level of service we offer. He wanted to extend that to his own clients. This is where White Oak UK introduce came in.

The Solution
The White Oak UK introduce programme is designed to enrich client relationships. By referring his clients to White Oak UK, Pheby’s would have exclusive access to support their businesses with an alternative source of finance when they have previously been turned down by more traditional means, i.e. the banks.

The Result
By having the option to introduce White Oak UK to his clients, Scott has been able to provide a source of finance that can assist them in two ways. As he works with many seasonal businesses, there are certain periods where they can find themselves stretched for cash. By injecting a short-term loan, popular for tax lending purposes, his clients have found they have been able to manage these reoccurring costs effectively.

In the longer term, Scott explained that many of his clients have been able to access finance for a variety of purposes, “Whether it be a new marketing campaign, or to invest in up to date equipment, White Oak UK have been able to help finance that in the past – a lot of my clients appreciate having that outlet.”

“The introduce programme compliments our services perfectly. Rather than having to be the messenger of bad news, it gives me the option to say ‘don’t worry if you don’t have the funding for this immediately, here’s an alternative payment option, so that you can.’ This is an especially perfect add on when working with clients on their tax bills.”

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Why choose White Oak UK?

  • No red tape, so you can receive funds in as little as 24 hours
  • We accept 4 out of every 5 applications
  • Apply quickly and easily with E-sign loan documents
  • You’ll always speak to the same person
  • Free up cash flow for other areas of your business
  • Tailored finance agreements to suit your specific needs

Views from the flipside

What our customers say

We could not have been happier. Banks as usual were a nightmare - they took over six weeks to eventually refuse for vague reasons unexplained. White Oak UK were professional, helpful, friendly, and best of all, fast.

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