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Welcome to the flipside of finance

Our mission is simple. We’re here to help businesses like yours get the finance you need, with as little fuss as possible.

We've eliminated unnecessary paperwork, policies, and processes from our business, so we can offer you fast, convenient business finance.

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Over £1 billion provided since 2018 alone

  • Simple to apply, with no red tape
  • Dedicated Account Managers
  • We deliver award-winning service
Asset Finance

Asset Finance

Get the equipment you need to operate efficiently and effectively, without having to pay the full amount up front.

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business loan icon

Business Loans

Take the sting out of recurring expenses with a short-term business loan, or speed up growth with a Business Development loan.

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Commercial mortgage icon

Commercial Mortgages

Benefit from our specialist knowledge of arranging, brokering, and negotiating commercial mortgages.

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Education Lease icon

Education Lease

Make education budgets go further with an operating lease spreading the cost over a typical 1 to 3 year term.

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Over 30 years, we've funded more than 44,000 businesses

What our customers say

As one of the largest independent lenders to UK businesses we strive for excellence in all we do.

But don't just take our word for it, our customers rate us a Platinum Trusted Service on review site Feefo.

Platinum Trusted Service - Feefo
We went to a few banks, but they just don’t get it. With White Oak UK it’s simple – they understand our business and getting finance was fuss-free.
Joe O'Hara
Owner, Alchemy Coffee
We've found the banks appreciation of manufacturing and engineering to be woefully inadequate. That's why we use White Oak UK.
Alex Harding
CEO, Cajero
White Oak UK have supported us with a number of purchases, providing over 100 in the last quarter alone. This is definitely a model that works for our business.
Diane Riley-Waite
Director, We Do Rentals

Live, unfiltered reviews from our customers

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Why Choose White Oak UK?

  • No red tape, so you can receive funds in as little as 24 hours
  • We accept 4 out of every 5 applications
  • Apply quickly and easily with E-sign loan documents
  • You’ll always speak to the same person
  • Free up cash flow for other areas of your business
  • Tailored finance agreements to suit your specific needs

Apply now →