For more than 30 years, we've helped thousands of entrepreneurs and business owners across the UK by bringing money into their businesses – not bureaucracy.
Our mission is simple: We're here to help businesses like yours get the finance you need with as little fuss as possible. White Oak UK is part of White Oak Global Advisors.
White Oak UK is the new name for LDF. Find out more here.
delivered in 2018
Deals in 2018
Size in 2018
Take the sting out of recurring expenses with a short-term loan, or speed up growth with a development loan.
Purchase the equipment you need to operate efficiently and effectively, without having to pay the full amount up front.
With over 200 employees across five UK offices, we're committed to ensuring our customers get the right finance – every time.
Carl leads White Oak’s UK and Irish operations, having previously held the position of Group Managing Director – Business Finance at Aldermore Bank, a UK challenger bank. Under his leadership, Aldermore’s business lending franchise grew to originate c£1.9bn of new lending per annum and a balance sheet of c£3.5bn, across its asset, invoice, working capital, specialist and commercial property finance products. Carl has extensive divisional managing director and CEO experience built across a number of UK based businesses, having started his financial services career at GE Capital, and later holding positions at Hitachi Capital and Hydrex Equipment UK Ltd. He has previously been Chairman and a Board Director of The Leasing Foundation in the UK and was a Non-executive Director of AFS Group Holdings Ltd. Carl holds a BSc (Hons) degree in German, Economics and International Business from University of Surrey.
Andy’s career in sales spans over 30 years. Since joining White Oak UK in 2002, he has held a number of management roles within the business, primarily focused on sales origination. His primary focus is to drive the success of the Group sales function and to oversee the development of new products as a means to serve an increasingly diverse customer audience. Andy is responsible for the sales functions across all offices within White Oak UK.
Phil joined White Oak UK in 1998 and is the longest serving member of the Board. Phil held senior positions as Head of Sales Support and Financial Controller, before taking up his role as Director of Finance, with responsibility across White Oak UK. An ACCA-qualified accountant, Phil oversees the wider Finance Team, alongside a number of internal support teams, including Payouts, Collections and Customer Service Functions.
Chris joined White Oak UK as graduate in 1999, and during his time with the business he has held various positions within the Credit Risk function. As Director of Credit, Chris oversees the end to end credit function for the White Oak UK, including our own book lending division - through which the majority of White Oak UK's deals are processed - our external funder support teams and a team of internal underwriters.
Ray joined the business in June 2016 as Director of IT, with responsibility for the overall groupwide technology function. With over 20 years’ industry experience, Ray has held a number of senior management roles in financial services, manufacturing and oil and gas industries, with a focus on the delivery of industrial strength solutions. Ray has overall responsibility for IT infrastructure, development, quality assurance and Data and MI functions for White Oak UK.
Allan has been in the financial services industry for almost 40 years, holding positions across the finance industry, from RBS and Nationwide, to Barclays Mercantile. He has specialist experience within the direct SME, vendor and agricultural markets, using this experience to form First Independent Finance in 1999. In 2015, Allan became a Director when First Independent Finance were acquired by LDF Group, later to become White Oak UK.
We could not have been happier. Banks as usual were a nightmare - they took over six weeks to eventually refuse for vague reasons unexplained. White Oak UK were professional, helpful, friendly, and best of all, fast.