Asset Finance from the flipside

We've cut all the red tape and bureaucracy from our business so it's faster and easier to get the right finance for your business. We call it the flipside.

Find out more
or call 0330 053 6163

Why choose Asset Finance from White Oak UK

We’ve cut all the red tape from our business to offer quick, simple and straightforward asset finance solutions so you can work more efficiently and effectively.

As one of the UK’s leading independent finance providers we’ve provided financial solutions to small businesses for over 30 years.

Receive finance in as little as 48 hours
Tailored finance agreements to suit your needs
Free up cash flow for other areas of your business
Finance the useful life of the assets
Rated 4.9/5 on independent review site Feefo

Apply now
or call 0330 053 6163

Read over 1000 customer reviews

Asset Finance Solutions

Hire Purchase

With Hire Purchase you benefit from the immediate use of an asset over an agreed term, while repaying the costs in instalments, at your convenience.

What is hire purchase?

Finance Lease

This finance solution allows you to rent an asset for an agreed term. And there are a number of options available at the end of the lease.

What is a finance lease?

Commercial Loan

Occasions may arise where you may need help with the buying of industrial equipment or with a specific part of the acquisition.

Fuss-free business loans

Specialist Asset Finance Options

Vehicle Leasing | Asset Refinance | Biomass Boiler Finance | Farming Input Loans

What our customers are saying

Apply now
or call 0330 053 6163

We went to a few banks, but they just don’t get it. With White Oak UK it’s simple – they understand our business and getting finance was fuss-free.

Joe O'Hara
Owner
Alchemy Coffee

We've found the banks appreciation of manufacturing and engineering to be woefully inadequate. That's why we use White Oak UK.

Alex Harding
CEO
Cajero

White Oak UK have supported us with a number of purchases, providing over 100 in the last quarter alone. This is definitely a model that works for our business.

Diane Riley-Waite
Director
We Do Rentals

Download Our Free Guide to Asset Finance Solutions

The different asset finance solutions available to help you spread the cost of equipment
How the benefits of asset finance can help make money for your business
Which type may be best for your business and frequently asked questions

Get our free guide

Specialist Asset Finance

Interest Only

A new short-term option, an interest only loan enables costs to be spread over a 3 month period. This is an injection of money into your business cash flow, requiring only interest to be repaid at the end of months one and two. This is then followed by a final repayment of interest along with the full balance.

Our first ever ‘interest only’ unsecured loan
Can be used for a wide range of business requirements
Ideal if you’re awaiting a large payment that you would like to use immediately

*You will be required to pay a Document Fee along with the first month’s interest.

Apply now

Biomass Boiler Finance

We have years of experience in providing the very best finance solutions, as well as other heavy-duty equipment for the fast growing renewable energy sector.

In fact, we are one of the UK's leading renewable energy Finance companies, Wind Turbine Finance Providers, Biomass Heating Funding Coordinators, and Asset Finance brokers.

Apply now

Farming Input Loans

We provide specialist agricultural funding solutions for farmers, all across the UK. With a 12-month unsecured Input Loan you can spread the cost of Agricultural Inputs such as seeds, feed and fertiliser.

We also offer agricultural machinery and equipment finance for whatever you need to run your farm smoothly. From tractors and other off road vehicles to more specialist kit.

Choose from Hire Purchase, Finance and Asset Refinancing products, as well as Agricultural Mortgages, all tailored to suit your specific requirements.

Find out more about our agriculture and tractor asset finance options here.

Apply now

Vehicle Leasing

Our vehicle finance options are designed to help you find the right funding solutions for your needs.

With over 30 years' experience in the vehicle finance industry, we pride ourselves on providing our clients with an excellent level of service and the most competitive solutions on the market.

Whatever your vehicle requirements, we have a finance solution to support it
We'll search an extensive range of market providers to find the most competitive deal for you
You’ll benefit from fast decisions and speedy delivery
We source and supply vehicles from all manufacturers available in the UK

Apply now

Asset Refinance

Refinance helps you to release value that may be tied up in (non-bespoke) items of equipment held on your balance sheet.

It’s possible to use the funds in a number of ways, from business development, to a deposit for new equipment or simply to boost cash flow and can be considered whether you already own the asset, or are using it under a hire purchase deal with an alternative provider.

Available for a range of plant and machinery, including but not limited to, vehicles, trailers, agricultural or engineering equipment and yellow plant, refinance lets you spread the cost of your equipment over its useful life, without any interruption to its day-to-day use.

Terms are typically available from 12 months to 5 years, though this is dependent on the individual asset.

Apply now