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  • Asset finance solutions
  • Asset Finance from the flipside

    We've cut all the red tape and bureaucracy from our business so it's faster and easier to get the right asset finance for your business. We call it the flipside.

    Find out more  or call 0371 705 2860


Why choose Asset Finance from White Oak UK

We’ve cut all the red tape from our business to offer quick, simple and straightforward asset finance solutions so you can work more efficiently and effectively.

As one of the UK’s leading independent finance providers we’ve provided asset finance solutions to small businesses for over 30 years.

  • Receive finance in as little as 48 hours
  • Tailored finance agreements to suit your needs
  • Free up cash flow for other areas of your business
  • Finance the useful life of the assets
  • Rated 4.9/5 on independent review site Feefo

Apply now  
or call
0330 053 6163


Platinum Trusted Service

Read over 1000 customer reviews

Asset Finance Solutions


Hire Purchase

With Hire Purchase you benefit from the immediate use of an asset over an agreed term, while repaying the costs in instalments, at your convenience.


Finance Lease

This finance solution allows you to rent an asset for an agreed term. And there are a number of options available at the end of the lease.


Commercial Loan

Occasions may arise where you may need help with the buying of industrial equipment or with a specific part of the acquisition.

Specialist Asset Finance Options

Vehicle Leasing | Asset Refinance | Biomass Boiler Finance | Farming Input Loans


Asset Finance Explained - Free Guide

What our customers are saying


Apply now  
or call
0330 053 6163

Download Our Free Guide to Asset Finance Solutions

  • The different asset finance solutions available to help you spread the cost of equipment
  • How the benefits of asset finance can help make money for your business
  • Which type may be best for your business and frequently asked questions

Get our free guide

Free Asset Finance Guide

Specialist Asset Finance

Interest Only

A new short-term option, an interest only loan enables costs to be spread over a 3 month period. This is an injection of money into your business cash flow, requiring only interest to be repaid at the end of months one and two. This is then followed by a final repayment of interest along with the full balance.

  • Our first ever ‘interest only’ unsecured loan
  • Can be used for a wide range of business requirements
  • Ideal if you’re awaiting a large payment that you would like to use immediately


*You will be required to pay a Document Fee along with the first month’s interest.

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Biomass Boiler Finance

We have years of experience in providing the very best finance solutions, as well as other heavy-duty equipment for the fast growing renewable energy sector.

In fact, we are one of the UK's leading renewable energy Finance companies, Wind Turbine Finance Providers, Biomass Heating Funding Coordinators, and Asset Finance brokers.

Farming Input Loans

We provide specialist agricultural funding solutions for farmers, all across the UK. With a 12-month unsecured Input Loan you can spread the cost of Agricultural Inputs such as seeds, feed and fertiliser.

We also offer agricultural machinery and equipment finance for whatever you need to run your farm smoothly. From tractors and other off road vehicles to more specialist kit.

Choose from Hire Purchase, Finance and Asset Refinancing products, as well as Agricultural Mortgages, all tailored to suit your specific requirements.

Find out more about our agriculture and tractor asset finance options here.

Vehicle Leasing

Our vehicle finance options are designed to help you find the right funding solutions for your needs.

With over 30 years' experience in the vehicle finance industry, we pride ourselves on providing our clients with an excellent level of service and the most competitive solutions on the market.

  • Whatever your vehicle requirements, we have a finance solution to support it
  • We'll search an extensive range of market providers to find the most competitive deal for you
  • You’ll benefit from fast decisions and speedy delivery
  • We source and supply vehicles from all manufacturers available in the UK

Asset Refinance

Refinance helps you to release value that may be tied up in (non-bespoke) items of equipment held on your balance sheet. 

It’s possible to use the funds in a number of ways, from business development, to a deposit for new equipment or simply to boost cash flow and can be considered whether you already own the asset, or are using it under a hire purchase deal with an alternative provider.

Available for a range of plant and machinery, including but not limited to, vehicles, trailers, agricultural or engineering equipment and yellow plant, refinance lets you spread the cost of your equipment over its useful life, without any interruption to its day-to-day use.

Terms are typically available from 12 months to 5 years, though this is dependent on the individual asset.

Why Choose White Oak UK?

  • No red tape, so you can receive funds in as little as 24 hours
  • We accept 4 out of every 5 applications
  • Apply quickly and easily with E-sign loan documents
  • You’ll always speak to the same person
  • Free up cash flow for other areas of your business
  • Tailored finance agreements to suit your specific needs

Apply now →

Views from the flipside

What our customers say

We could not have been happier. Banks as usual were a nightmare - they took over six weeks to eventually refuse for vague reasons unexplained. White Oak UK were professional, helpful, friendly, and best of all, fast.

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