We’ve been really pleased with the options available with the Technology Leasing Solution, in offering a simple finance solution to our customers.

Amy Marsden, New Business Manager, rijo42


Amy Marsden is the New Business Manager of Bolton-based, specialist coffee and vending business, rijo42. With machines in 20,000 UK businesses, including being the vendor of choice for big brands and sporting venues, they have an impressive and fast-growing client base.

The Problem

As demands and tastes change, rijo42 realised that they needed to replace simple convenience with a need for a more superior vending solution.

Businesses now demand the perfect combination of technology, quality, design and of course, a great cup of coffee to delight their customers at the push of a button. However, these vending solutions can amount to a large outlay for many customers, rijo42 needed to provide a finance solution for their clients

The Solution

rijo42 joined our Partner Programme using our Technology Leasing Solution and promoted finance as an option to their customers.

The benefits of finance are simple, as Amy explains, “We’ve promoted finance to our customers for many years.  Not only does it give them the option to spread what can be a significant outlay into more manageable repayments, especially for businesses investing in multiple machines, it also makes it much simpler for businesses to upgrade their machines.”

And finance isn’t just for smaller businesses, Amy continued “It’s really a myth that finance is only suitable for small businesses, it can often be a sensible solution for much larger companies in helping to manage cash flow. We certainly see a real mix of businesses opting to spread the cost”,


The Result

White Oak UK are proud to have played a part in rijo42’s success. “We’ve been really pleased with the options available as part of the White Oak UK Partner Programme, in offering a simple finance solution to our customers.” Amy explained,

rijo42 will celebrate their 30th anniversary in business next year, a huge milestone that they are very proud of. With 70 staff, rijo42 plan to grow further, specifically within their sales and account management teams.

They are currently installing around 30 machines a week nationwide, demand is ever increasing and White Oak UK will continue to support them as they continue their journey.

Asset finance for equipment suppliers

Why choose White Oak UK?

  • No red tape, so you can receive funds in as little as 24 hours
  • We accept 4 out of every 5 applications
  • Apply quickly and easily with E-sign loan documents
  • You’ll always speak to the same person
  • Free up cash flow for other areas of your business
  • Tailored finance agreements to suit your specific needs

Views from the flipside

What our customers say

We could not have been happier. Banks as usual were a nightmare - they took over six weeks to eventually refuse for vague reasons unexplained. White Oak UK were professional, helpful, friendly, and best of all, fast.

credit-awards2018 Winner - Flintshire Business Awards leasing-life-award2018 leasingworld2018-1 SME Awards - Alternative Funder of the YearInnovator of the Year 2016Business Comparison Asset Finance Lender Award Growing Business Award - Amazon